Personal Loans for Homeowners & Tenants
Many lenders are reluctant to advance unsecured loans because of the risk aspect, over 50% of people unfortunately default on unsecured loans, therefore lenders insist on a strict criteria.
IF YOU CAN SAY YES TO THE FOLLOWING QUESTIONS THEN PLEASE SUBMIT AN APPLICATION.
- You have had no more than two jobs in the last three years. ( continuous full-time employment)
- You have had no more than two address in the last three years. (UK only)
- You are on a minimum of £5,000 salary per annum. (please contact us if your salary is lower, we may still be able to help)
- If you are under 21 years old, then your guardians will be required to counter sign your loan application.
- You must have a bank account in your name, or a joint account if your partner is applying as well. (We can arrange a bank account if required)
- If you are self-employed, then we need at least one years audited accounts.
- No benefits can be accepted as income. ( excluding disability / incapacity )
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